That’s pretty dumb, but I guess it’s also true we don’t know of any new console models coming in 2021 or later, but we DO know nothing is coming this year. So the only way I need a new system is if mine is lost, stolen, or damage and in those cases they will restore my save for me.
But also a year from now I’m not likely to be still playing Animal Crossing, so if some day down the road I decide to play again and I get to start over with a new island, that will probably be the experience I’m looking for anyway.
It could be they are also trying to prevent folks from being able to modify their saves in some way, too. Maybe the inability to cloud save/transfer save is related to how the save file is protected somehow. Seems silly to me, but who knows.