I never ended up buying a peloton, but i’ll relate a bit of my story because it seems similar to your situation and you might be able to extract some value from it.
I hated exercise bikes. Like really hated. I don’t mind exercising itself, but i hate being bored and for me exercise bikes equated with boredom. Ten years ago, it wasn’t so much a problem, because I was younger and did other things like hiking and biking. However, following some events out here relating to hikers(getting murdered) and bikers (getting killed by cars), my wife started getting very anxious about me exercising. So, long story short, i got an exercise bike (pro tip, by the way, with exercise bikes - get the heaviest fly-wheel you can get).
And i never used it. It was boring as fuck and sat around in the garage for a couple of years. But then i had a bit of a idea - i had an old TV that i was moving from the bedroom and was going to back away, so i got a rack and put it and the tv in front of the bike. Then i got my surface tablet, and a small side table and hooked it up to the tv. Then i started playing hearthstone and it pretty well became my exercise game of choice. If you’re going to try this, i recommend games that can be played with just a mouse(no keyboard interaction). Controller games could work very well too (and consoles for that matter, might be an ideal fit). And pretty much i’ve been doing this 2-5 times a week for the last 6 years.
Lately I had to replace my original bike with a new bike, and I thought long about peloton. In the end, I really don’t like the subscription model and so opted for a bike from lifespan (my three finalists, were lifespan, peloton and nordictrack). However, depending on what motivates you, the subscription might work as good motivation to keep up with it. I think the thing to figure out is what’s going to motivate you to get on that bike - because you’ll need more than just having it present.
Couple other things I’ll mention - Figure out where you’re going to put it. If it’s inside the house proper, you’ll probably want a good rubber mat for it, cause you’ll probably sweat (mine’s in our garage so that’s less an issue). In the garage though, and depending on where you live, you might need a space heater or fan. It’s pretty temperate here, so i just have a fan that i’ve mounted on the rack in front of the bike, it’s pretty essential in the summer. But even inside, i could see airflow being an issue, so you might want to think about that a bit. And wipe down the bike afterwards - sweat can get into a lot of weird places and rust out components.
My advice? Whichever way you go, don’t half-ass it, because even the best bike/programs aren’t going to inspire you to ride if the environment is no good. Make your work out environment interesting, comfortable and compelling space. Make sure you have enough vertical space and that you have enough area around you to work out and not feel crowded. All that said, unless you know that you’d respond to a peloton workout, I’d try a cheap bike with a tv and a console. For a fraction of the amount of the peloton you’ll be able to find out whether it’s something you like or not.