I took my car in once for routine service but also asked them if they could check out the steering wheel. Over the course of ownership the back of the steering wheel got really rough, it was hard to tell if it was faded leather or something caked onto it but it didn’t feel nice to the touch. The dealer said the only solution was to replace it completely for 3000 bucks to which I said fuck that I’ll just live with it. Fast forward a year, I notice I’m able to scrape it off a little with a coin (which meant it was some sort of gunk, not normal wear and tear) After a quick google I saw a video on how to remove it. 5 minutes with a Mr. Clean Magic Eraser and I had a good as new steering wheel.
And then don’t forget to get the Net Present Value of all future cashflows and suddenly there is a lot of math involved. I say get a new car, but then again I like new cars and always see myself with a payment to make because I don’t want a car passed 5 years.