When your indie game is $1, you are competing in the wrong way. [A Clifski Blog]

One thing I do agree with here: Do NOT remortgage your house or any nonsense like that in the hopes of striking it rich with a game. With the market the way it is, it’s financial suicide, pure and simple. Simple sensible budgets, a good game with as small a team as possible, and decent marketing will give the best shot IMHO, however small it may be.