Ok, I did check that hibernate setting and that's not enabled.
I've gone through the windows event logs, I've double checked my bios, drivers. Tried disabling all services in msconfig.
Starting to feel like I'll have to live with it, but its REALLY irritating, since I was so used to starting up instantaneously in Win7 & now have to wait 20sec every time I wake it.
So the exact order if events is as follows:
My screen turns on & shows a black / blank image.
I hear my drives / fans spin up
Win10 landscape slide shows up - I hit a key,
blue Win10 password / sign in screen shows up (don't have a password setup, so I just hit enter)
then I get to see the desktop.
Curious about the drives spinning up, guess the next step would be to disconnect those & see if that makes a difference (keeping the system SSD obviously)
Any other thoughts and suggestions?
@Gendal - what was that powercfg trick you mentioned?