Keep up with this thread to play along with us. We’ll let you know when some of these things go on sale as well, so they’re even cheaper. See my posts in that thread lately to find out the conversion rate. I believe it’s best to buy a year of Xbox Live Gold when it goes on sale for 22500 points, which gets you 4 months of Ultimate. If you’re not on Ultimate, then I think the price on the other things go on sale occasionally too.
Daily time investment is minimal once you get used to it. Tip: for searches, use numbers. I started typing in random zip codes and then just increasing or decreasing one at a time. It’s fast, and it’s actually really fun. There’s some zip codes that really surprised me, like one in New York State that I looked up recently where most of the zipcode is in a lake.