I know I’m parsing what you said a bit here, but if you said “I work in a courthouse, so my risk is elevated,” I’d understand. My father was a defense attorney - which is not at all the way it’s portrayed on TV - and I have some idea what goes on in one. That’s not what you said, however. You said “I know violent crime does happen,” which means you expect to need your weapon outside the courthouse or its environs. Which is, as Phoenix pointed out, poor risk identification.
Motorcycle riding is a very high risk activity. Unlike a car, just about any incident is likely to result in brain injury or death if you don’t. It’s pretty much a given that you will need it sooner or later.
Driving a car is a moderately high risk activity. It’s not in the same category as riding a motorcycle, but it’s about the riskiest thing most people ever do. Wearing a seatbelt takes virtually no effort and greatly improves your survival and injury chances. Most people probably won’t need it, but the chances are significant.
Violent crime does happen, but unless you live in a slum or something, it’s far, far less common than the other two. More to the point, carrying a weapon is likely to increase your chances of being hurt and killed in the vast majority of those situations. Either because you escalate the situation from a humiliating robbery to a case where the criminal feels they must kill you or die, or because you do something stupid that you wouldn’t do if you weren’t armed.
Threatening someone with a pistol is dangerous. Honestly, if you’re not a police officer paid to do this, the rules of engagement should be: don’t pull your weapon unless you intend to use it immediately, and don’t shoot at someone you don’t intend to kill. Anything less than that and you’re asking to be shot, if the criminal doesn’t react the way you expect, reacts faster than you expect, or has an accomplice you don’t see.
I’m not even touching on how concealed carry elevates your risk with the police. Police officers tend to assume you’re a perp and a threat if they realize you’re armed. It’s a survival trait for the job.
I’m not anti-gun; I own several pistols in calibers from .22 to .45. I just understand that most of us don’t live in the Wild West.