Pillars of Eternity 2: Deadfire

I honestly think you’ve let the conversation here give you the wrong impression. Character creation takes about all of five or so minutes. If you want to keep it simple, don’t multi-class, pick whatever appeals to you, spend your stat points, pick your race and background, fiddle with the limited cosmetic options, give the toon a name, and you’re done. After that it’s standard inventory and party mgmt, lots of exploration and dialogue, and leveling up requires glancing over a fairly simple skill page and tweaking your class in whatever direction you desire.